Jake Higgins

Managing Partner

Jake is a CERTIFIED FINANCIAL PLANNER® with over a decade of experience helping corporate executives and small business owners build and protect long-term wealth. He specializes in goal-based financial planning — working closely with clients to understand what matters most to them and developing comprehensive strategies designed to get them there.

Jake's approach goes beyond investment management. He integrates retirement, tax, estate, cash flow, insurance, and employee benefit planning into a cohesive roadmap tailored to each client's unique situation. For Jake, great financial planning isn't just about the numbers — it's about helping clients live a balanced, fulfilling life and making decisions that align with what truly matters to them.

Outside the office, Jake lives out that philosophy firsthand. He and his wife Jenn focus on cherishing family and creating meaningful experiences with their two children, Jackson and Sloane, and their Golden Retriever, Gunner.

"You only have one life, make it count."

Kristin Sanguino

Managing Partner

Kristin is a Certified Financial Planner® with nearly three decades of experience providing comprehensive financial planning strategies for corporate, individual, and small business clients. She specializes in high-level wealth management offering deep expertise in Asset Allocation, Risk Management, Tax Efficiency, Estate and Retirement Planning. Dedicated to serving high-networth families, Kristin prides herself on delivering tailored advice designed to help clients reach their long-term financial objectives. In addition to her CFP® designation, Kristin holds both a BS and MBA in Finance.

Kristin lives in Caldwell, NJ, with her husband, Darren, their two children, Riley and Lara, and their Golden Retriever, Piper. She enjoys spending time with her family at the beach and you can often find her on the sidelines, or in the stands, cheering for her kids at lacrosse, soccer or basketball games. She is passionate about empowering her clients to live vibrantly while choosing wisely.